WHAT THIS PRIVACY POLICY COVERS

Cosul Verde takes your privacy seriously. Please read the following to learn more about our privacy policy.

How Cosul Verde Uses Your Personal Information
This policy covers how Cosul Verde treats personal information that Cosul Verde collects and receives, including information related to your past use of Cosul Verde products and services. Personal information is information about you that is personally identifiable like your name, address, email address, or phone number, and that is not otherwise publicly available.

This privacy policy only applies to Cosul Verde
This policy does not apply to the practices of companies that Cosul Verde does not own or control, or to people that Cosul Verde does not employ or manage.

INFORMATION COLLECTION AND USE

General
Cosul Verde collects personal information when you register with Cosul Verde, when you use Cosul Verde products or services, when you visit Cosul Verde pages or the pages of certain Cosul Verde partners. Cosul Verde may combine information about you that we have with information we obtain from business partners or other companies.
When you register we ask for information such as your name, email address, birth date, occupation, industry, and personal interests. When you register with Cosul Verde and sign in to our services, you are not anonymous to us.
Cosul Verde collects information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we offer.
Cosul Verde automatically receives and records information from your computer and browser, including your IP address, Cosul Verde cookie information, software and hardware attributes, and the page you request.
Cosul Verde uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.

INFORMATION SHARING AND DISCLOSURE

Cosul Verde does not rent, sell, or share personal information about you with other people or non-affiliated companies except to provide products or services you've requested, when we have your permission, or under the following circumstances:
• We provide the information to trusted partners who work on behalf of or with Cosul Verde under confidentiality agreements. These companies may use your personal information to help Cosul Verde communicate with you about offers from Cosul Verde and our marketing partners. However, these companies do not have any independent right to share this information.
• We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of Cosul Verde's terms of use, or as otherwise required by law.
Your Ability to Edit and Delete Your Account Information and Preferences
General
You can edit your Cosul Verde Account Information.
New categories of marketing communications might be added to the Marketing Preferences page from time to time. Users who visit this page can opt out of receiving future marketing communications from these new categories or they can unsubscribe by following instructions contained in the messages they receive.
We reserve the right to send you certain communications relating to the Cosul Verde service, such as service announcements, administrative messages and the Cosul Verde Newsletter, that are considered part of your Cosul Verde account, without offering you the opportunity to opt out of receiving them.
You can delete your Cosul Verde account by visiting My Account page.

CONFIDENTIALITY AND SECURITY

We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs.
We have physical, electronic, and procedural safeguards that comply with state regulations to protect personal information about you.

CHANGES TO THIS PRIVACY POLICY

Cosul Verde may update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your Cosul Verde account or by placing a prominent notice on our site.
If you have questions or suggestions, please complete a feedback form or you can contact us at:

Cosul Verde
Piata Avram Iancu 13
400124 Cluj Napoca
Effective Date: May 1, 2009